Michael Flynn, CFP®, MBA, AAMS®

CONNECT

Address:

476 South Ave. E
Cranford, NJ 07016

Phone:

908-272-8800

Fax/Other:

908-272-8801

Paying for College

Paying for College
 
Whether your child is a newborn or in high school, we'll customize a college funding plan to help you figure out how to pay for college and set your child up for success - without any significant debt.  Taking a holistic plan approach, we'll review your other goals, like saving for retirement, and position your investments to reach them.
 
Regardless of your income, and your child's age, Flynn Advisory Group, LLC is going to help you save ON, not just FOR the cost of college. 
 
We'll help you make well-informed college planning and funding decisions at every step along the way. We will:
  • Show you practical and actionable strategies for reducing your out-of-pocket college costs - regardless of your finances. 
  • Advise you on how to become eligible for more financial aid and grants for college.
  • Help you decide which college savings option is best suited for you and suggest effective strategies for funding any shortfalls.
  • Inform you about merit scholarships for college that your student is eligible for and how to obtain them.
  • Advise you on a smart borrowing strategy.
  • Review tax scholarships and personal resource planning (for those not qualifying for need-based aid) 
    o American Opportunity Tax Credit
    o Gifting assets
    o Cash flow maximization
    o Income shifting
  • Provide you access to hands-on coaching and guidance through the entire college admissions, financial aid and forms process - to help you in your efforts to send your student to the right college, for the right reasons and at the right price!